Secured Loan Rates From 2.9% Our loan comparison service is delivered by brokers who will compare rates from over 18 lenders to find you the cheapest loans.

This service is powered by the secured loan experts at Lending Expert & Smart Money Loans. All credit types considered. Read customer reviews here.

Rating: 5 / 5 with 1 reviews

This enquiry is without obligation and will not affect your credit score.

Simon Nicholson

Written by Simon Nicholson on October 18, 2019

Updated October 23, 2019

Secured Loans For Self Employed

If you are self employed, a contactor or have an irregular (non standard) income then we can help you get a loan. We have access to a range of solutions and lender products for the self employed business owners and company directors. Loans can be used for any legal purpose with repayment terms from 3 – 30 years. Request a quote below to speak with a broker today.


Can I get a secured loan with no accounts?

If you require a secured loan on a buy to let property then there are lenders who do not require proof of income. There are lenders who are willing to accept a valid tenancy agreement as proof of income received.

I'm a self employed contractor and have bad credit can I still get a loan?

Yes. There are direct lenders and rates for applications with adverse credit with no requirement for a guarantor. Request a quote above and a broker will be happy to discuss the options available to you.

I want to use a secured loan for business purposes can you help?

Yes. Secured loans can be used for any legal purpose. Our most popular loans are also used for debt consolidation, home improvements, buy to let and business uses.

I've been self employed for a couple of years how do I prove my income?

The lender may ask to you see your year end accounts and sa302 tax calculation and tax year overview. They may also request bank statements and ask you questions and your business and self employment. Your broker will help you with all the information you need and will manage this process between yourself and the lender to ensure all the requirements are met.

I have been self employed for only a few months can I still get a loan?

Yes. There are a selection of lenders who will be willing to consider your application. Complete the form above to request a quote.

I'm new to self employment and have been turned down for a loan with my bank can you help?

There are selection of second charge lenders who accept non standard applicants who dont fit the normal mainstream requirements. Please feel free to request a quote and the team will do their best to find you the loan you need.

We compare the market so you dont have to

Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on a loan or any other debt secured on it.

We are a credit broker and not a lender.