Secured Loan Rates From 2.9% Our loan comparison service is delivered by brokers who will compare rates from over 18 lenders to find you the cheapest loans.

This service is powered by the secured loan experts at Lending Expert & Smart Money Loans. All credit types considered. Read customer reviews here.

Rating: 5 / 5 with 1 reviews

This enquiry is without obligation and will not affect your credit score.

Simon Nicholson

Written by Simon Nicholson on October 4, 2019

Updated October 21, 2019

Secured Loan Calculator

Use our free to use secured loan repayment calculator to quickly get an estimate of how much a loan would cost and what the monthly repayment amounts would be. Our FAQ’s may answer some of your questions.

This calculator will give you an idea of costs. The exact amount and APR payable will be provided from the lender subject to credit and affordability checks.
Please request a quote above for an accurate loan illustration from our approved brokers.

Your monthly payment will be:


Interest on this loan will be:


Annual Percentage Rate (APR):


Total repaid will be:


To get an extract quote on the loan you need then complete the form to speak with our expert brokers.


What will this loan calculator tell me?

This secured loan calculator will give you an estimate of how much your loan will cost, the monthly repayments and interest charges.

Is this an accurate calculator?

This calculator can only provide an estimate. Use the quote form above to get an accurate quote from a broker.

How do I know exactly how much a loan will cost?

Your loan broker will send you a mortgage illustration that will detail the loan and all the associated costs.

Can I repay my secured loan early if I want to?

Yes, and most lenders dont charge any early repayment charges (ERC's). If you wish to repay your loan early then simply speak to your lender and they will advise you on how much you need to pay to clear the loan amount.

What interest rate will I pay?

The broker will advise you of the best secured loan rate available for you when they search and compare the lenders. They will then present you with a quote and mortgage illustration. There is no obligation to proceed at this stage.

How much can I borrow?

How much you can borrow will depend on how much equity you have in your property and based on affordability of the loan. The broker will take all of your details at the application stage and advise you on a maximum amount you can borrow.

What is the difference between APR & APRC?

APR is used for personal loans, credit cards and hire purchase agreements. APRC is used for mortgages and secured homeowner loans. APRC was introduced in March 2016 (before that APR was used for mortgages) and so not as many people are familiar with the term or what it means.

How do I obtain a quote?

For an accurate quote please complete the short from above and our FCA approved brokers will contact you to discuss your loan requirements and provide an accurate quotation.

Can I get a secured loan and keep my existing mortgage deal?

Yes. Your current mortgage will run as normal and will not be effected. The secured loan is a type of second mortgage that will run alongside your current first charge mortgage.

We compare the market so you dont have to

Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on a loan or any other debt secured on it.

We are a credit broker and not a lender.